Petgevity means full control for you and your pets (although we all know this means your pets have the power!). You can fashion your cover to each pet’s individual needs. And with our Lifetime Plus policies, we can also cover them if they have pre-existing conditions†*. Plus you get unlimited access to FirstVet video calls 24/7, so you can have expert vet advice to keep pets healthy and happy.
Vet fees up to £15,000
To suit your pet’s needs, choose vet fee cover from £1,000 to £15,000. The limit resets every year you renew.
Pre-existing condition cover†
Pets with medical conditions are welcome here. If your pet has a pre-existing condition, they could be covered with Lifetime Plus*.
Compulsory excess? Nope†
If you don’t want an excess or bill share, feel free not to choose it. We’re all about flexible cover for your furry pal.
No upper age limit
Pet insurance not just for a healthy life, but a long life too. We don’t impose upper age limits on cover for senior dogs or older cats.
Design your own pet insurance
Policies as unique as your pet. Set your own limits, excess and optional extras, for cover as snug as a collar.
Switch with unbroken cover
If you switch to us from a like-for-like policy, there’ll be no gap in cover, with protection starting straight away**.
Explore lifetime pet insurance for the cats and dogs who run your household.
Dog cover
Cat cover
Multi-pet cover
As pet lovers ourselves, we know the importance of the right cover at the right price. That’s why we only offer comprehensive lifetime pet cover, with loads of peace-of-mind protection for your furry friend as standard. We also offer optional extras such as:
If you need any further help, you can speak to our UK-based customer-services team on 0333 006 3211. Alternatively, use our chat button, or visit our contact us page for FAQs, including how to claim or make a complaint.
Find out more about what we can cover your beloved cat or dog for in the FAQs below.
Defaqto 5 star rating when you choose vet fees over £4,000 with all optional add-ons included
Basic cover alone has 3 star rating
Three-time winner National Insurance Awards Pet Insurance Award 2022, 2023 & 2024
Awarded Best Pet Insurance Provider at The Times Money Mentor Awards 2024
Highly Commended for Best Pet Insurance at The Personal Finance Awards 2025
With our Lifetime Plus policy, we’ll consider all pre-existing conditions*. Just tell us about any conditions when getting a quote directly.
As an award-winning pet insurance provider, we’ve won the trust of owners in their thousands. We strive to be inclusive of all cats and dogs, and want to offer cover to as many as we can.
With our Lifetime Plus policy, there’s no upper age limit. We can also cover pets with a wide range of pre-existing conditions, hopefully removing a lot of worry for owners whose pets have suffered illnesses or injuries.
With all policies, you can choose your pet’s cover limits, plus any optional extras you feel your cat or dog may benefit from. It’s easy to manage your policy online, or make a claim if you need to.
Joining the Petgevity family also means you get 24/7 access to expert vet video call support. Our trusted partners FirstVet are happy to help with any queries about your pet’s health and medical needs, nutritional and behavioural advice.
We also love animals with a passion, so we’d be delighted to help where we can with your journey as a pet parent.
Our policies of course include vet fee cover. You get the choice of £1k – £15k cover annually, which can go towards things like:
You’re also covered for emergency pet care. Plus if you have a dog, your policy will cover you for third-party liability – for example if your dog causes somebody an injury, or damages their property.
We also cover dental accidents as standard. Be aware though that you won’t be able to claim for things like teeth cleaning, which is considered to be a routine preventative treatment.
You have the choice to add optional extras to your policy too:
If you’ve bought our optional dental illness cover, you can claim for medication or other treatments (including operations) to relieve suffering due to dental illness.
Pet insurance policies often do not cover certain routine treatments and procedures, and Petgevity is no different in this regard. For instance, our policies won’t cover:
Yes indeed. With our multi-pet insurance, you can cover up to eight cats and/or dogs in your family under policy.
This is easy to manage, cuts down on admin, and you just have the one renewal date to remember. You also have the flexibility to set individual cover limits per pet, to suit their specific needs.
With our Petgevity Lifetime Plus policy, there are no upper age limits for senior dogs or older cats.
Sometimes pet insurance providers won’t take on new pets after they reach a certain age. This is usually eight for dogs and ten for cats.
Our Lifetime Plus policy will cover pets over this age. With other policies, you might need to make a co-payment for older pets, and we will not cover death benefits. Please always check the terms and conditions so you know exactly what you’re covered for.
If you’re switching to us from another lifetime pet insurer, if the policy is the same level of protection and there’s no break in the period you’re insured, we can provide continuous cover**.
What this means is that, if you need to claim for an accident or illness towards the start of the policy, you won’t be subject to any waiting periods.
†Lifetime Plus policies only
*Cover for pre-existing medical conditions is subject to acceptance. They will not be covered unless you have declared them and they are shown on your Confirmation of Cover.
**Illnesses and symptoms won’t be covered in the first 14 days and accidents won’t be covered in the first 2 days of the policy. This is unless you are switching from another lifetime pet insurance product with no break in cover and the claim you want to make would have been covered by your previous policy. Other exclusions may apply to other sections.