Up to £15,000 vet fees
Choose vet fee cover from £1,000 to £15,000 to suit your pet’s needs. Your limit resets each year you renew.
Choose vet fee cover from £1,000 to £15,000 to suit your pet’s needs. Your limit resets each year you renew.
Tailored pet insurance
Your pet is unique. Chose your limits, excess and optional extras to create a policy that fits them like a collar.
Your pet is unique. Chose your limits, excess and optional extras to create a policy that fits them like a collar.
Switch with continuous cover
Switch to Petgevity on a like for like basis, with no gap in cover, and your cover could start immediately**.
Switch to Petgevity on a like for like basis, with no gap in cover, and your cover could start immediately**.
Up to £15,000 vet fees
More info
Choose vet fee cover from £1,000 to £15,000 to suit your pet’s needs. Your limit resets each year you renew.
Tailored pet insurance
More info
Your pet is unique. Chose your limits, excess and optional extras to create a policy that fits them like a collar.
Switch with continuous cover
More info
Switch to Petgevity on a like for like basis, with no gap in cover, and your cover could start immediately**.
Your pets each have their own personality and you’ll know their needs better than anyone else.
That’s why, if you need to, you can customise your limits per pet with our multi-pet insurance. You’ll never have to pay for more cover than you want for each pet again.
Our lifetime pet insurance has a Defaqto 5 star rating when you choose vet fee cover over £4k with all optional add-ons included.
You won’t always want the same cover for all of your pets. Pick and mix your cover limits to suit each pet under one multi-pet insurance policy.
So, you could cover one pet with up to £15,000 vet fee cover if they need it. For another, you might opt for our lowest limit of £1,000. It’s completely up to you. You can even customise their excesses and optional extras.
It’s multi-pet insurance that can be as unique as your pets are.
Keep your pets happy and healthy with unlimited access to an experienced UK-registered vet 24/7 with FirstVet when you join Petgevity.
If your pets have medical conditions*, then you might feel trapped with your current provider with rising costs, as it often feels like there’s nowhere else to go.
Get a quote to see if we can cover your pet’s conditions* – even for multiple pets. If you’re switching from another provider then your cover can even start straight away**. No more unnecessary waiting periods. With us, you’re in control.
Choosing Petgevity to protect your pets gives you more than just vet fee cover. Here's what you get from our policy.
Dental accident
If your pets have a dental accident or injury, you’re covered up to your chosen vet fee limit. Just make sure you’re taking them for annual check-ups and following vet dental advice.
If your pets have a dental accident or injury, you’re covered up to your chosen vet fee limit. Just make sure you’re taking them for annual check-ups and following vet dental advice.
Behavioural treatment
Get expert help with your pets’ emotional and mental well-being, as advised by a vet. Covers up to your chosen vet fee limit (maximum 12 sessions, combined with complementary therapy).
Get expert help with your pets’ emotional and mental well-being, as advised by a vet. Covers up to your chosen vet fee limit (maximum 12 sessions, combined with complementary therapy).
Complementary therapy
This includes alternative treatments like hydrotherapy or acupuncture, as advised by a vet. Cover up to your chosen vet fee limit (maximum 12 sessions combined with behavioural treatment)
This includes alternative treatments like hydrotherapy or acupuncture, as advised by a vet. Cover up to your chosen vet fee limit (maximum 12 sessions combined with behavioural treatment)
Emergency care
If you have an emergency (like an unplanned hospital visit) and can’t look after your pets, you get up to £1,500 towards pet minding costs.
If you have an emergency (like an unplanned hospital visit) and can’t look after your pets, you get up to £1,500 towards pet minding costs.
Third-party liability for dogs
This is when your dog causes injury to someone or their pet, or causes loss or damage to another person’s property. Cover for up to £2,000,000 for legal action made against you or your dog.
This is when your dog causes injury to someone or their pet, or causes loss or damage to another person’s property. Cover for up to £2,000,000 for legal action made against you or your dog.
Choice of optional extras
Choose from a range of optional extras to suit your pets’ needs, such as dental illness and cover if your pets get lost or stolen.
Choose from a range of optional extras to suit your pets’ needs, such as dental illness and cover if your pets get lost or stolen.
Dental accident
More info
If your pets have a dental accident or injury, you’re covered up to your chosen vet fee limit. Just make sure you’re taking them for annual check-ups and following vet dental advice.
Behavioural treatment
More info
Get expert help with your pets’ emotional and mental well-being, as advised by a vet. Covers up to your chosen vet fee limit (maximum 12 sessions, combined with complementary therapy).
Complementary therapy
More info
This includes alternative treatments like hydrotherapy or acupuncture, as advised by a vet. Cover up to your chosen vet fee limit (maximum 12 sessions combined with behavioural treatment)
Emergency care
More info
If you have an emergency (like an unplanned hospital visit) and can’t look after your pets, you get up to £1,500 towards pet minding costs.
Third-party liability for dogs
More info
This is when your dog causes injury to someone or their pet, or causes loss or damage to another person’s property. Cover for up to £2,000,000 for legal action made against you or your dog.
Choice of optional extras
More info
Choose from a range of optional extras to suit your pets’ needs, such as dental illness and cover if your pets get lost or stolen.
Defaqto 5 star rating when you choose vet fees over £4,000 with all optional add-ons included.
Basic cover alone has 3 star rating
Three-time winner National Insurance Awards Pet Insurance Award 2022, 2023 & 2024.
Awarded Best Pet Insurance Provider at the Insurance Choice Awards 2022.
Multi-pet insurance lets you cover several pets under one policy, instead of having separate policies for each cat and dog.
For some insurers, ‘multi-pet’ could also describe connecting two policies to each other.
But not all multi-pet policies are created equal. At Petgevity, our multi-pet insurance makes it easy to toggle between each pet and tailor their individual cover limits and benefits.
Some other providers let you choose separate cover options for each pet, but all pets may have to share the same cover level.
You can insure up to a total of eight pets on a Petgevity multi-pet policy.
All of your pets’ separate cover levels can be viewed together in your MyPetgevity account.
Yes – you can mix and match up to eight cats and dogs on one policy when they’re older than 4 weeks.
You can choose to have the same cover limits, or create unique policies for each pet – even with optional add-ons and different excesses.
Yes, you can add extra pets at any point after you’ve set up your policy, with a limit of up to eight pets.
Your renewal date will be the anniversary of the date your cover started for your first pet.
With us, you can get a multi-pet policy for your senior canines and felines.
Some insurers don’t offer cover for dogs and cats over a certain age – regardless of whether you’re looking to take out a single or multi-pet policy.
You’re in control of your Petgevity multi-pet policy, which means you won’t have to pay a compulsory excess or bill share if you don’t want to.
You can also decide if you’d like to pay an excess or bill share for each individual pet.
You can add pets with pre-existing conditions to a multi-pet policy and even choose a different vet fee limit for them.
We’ll first check we can cover their existing illness by asking you to declare any medical conditions they’ve had in the last two years. You’ll also answer some questions about their current health.
|
ManyPets | Petplan | Agria | |
|---|---|---|---|---|
| Maximum vet fees | £15k per year | £15k per year | £12k per year | £20k per year£20k per year |
| Cover for pre-existing conditions? | ✓ | ✓ | ✗ | ✗ |
| No compulsory excess? | ✓ | ✗ | ✗ | ✗ |
| No compulsory co-payments for older pets? | ✓ | 20% (from age 9) | 20% (from age 7) | Min. 10% (from any age) |
| Tailor limits per pet on a multi-pet policy | ✓ | ✓ | ✓ | ✓ |
| Dental treatment for accidents? | ✓ | ✓ | ✓ | ✓ |
| Behavioural treatment and complementary therapy? | ✓ | ✓ | ✓ | ✓ |
|
|
ManyPets | |
|---|---|---|
| Maximum vet fees | £15k per year | £15k per year |
| Cover for pre-existing conditions? | ✓ | ✓ |
| No compulsory excess? | ✓ | ✗ |
| No compulsory co-payments for older pets? | ✓ | 20% (from age 9) |
| Tailor limits per pet on a multi-pet policy | ✓ | ✓ |
| Dental treatment for accidents? | ✓ | ✓ |
| Behavioural treatment and complementary therapy? | ✓ | ✓ |
|
|
Petplan | |
|---|---|---|
| Maximum vet fees | £15k per year | £12k per year |
| Cover for pre-existing conditions? | ✓ | ✗ |
| No compulsory excess? | ✓ | ✗ |
| No compulsory co-payments for older pets? | ✓ | 20% (from age 7) |
| Tailor limits per pet on a multi-pet policy | ✓ | ✓ |
| Dental treatment for accidents? | ✓ | ✓ |
| Behavioural treatment and complementary therapy? | ✓ | ✓ |
|
|
Agria | |
|---|---|---|
| Maximum vet fees | £15k per year | £20k per year£20k per year |
| Cover for pre-existing conditions? | ✓ | ✗ |
| No compulsory excess? | ✓ | ✗ |
| No compulsory co-payments for older pets? | ✓ | Min. 10% (from any age) |
| Tailor limits per pet on a multi-pet policy | ✓ | ✓ |
| Dental treatment for accidents? | ✓ | ✓ |
| Behavioural treatment and complementary therapy? | ✓ | ✓ |
| Maximum vet fees | |
|---|---|
| £15k per year | £15k per year |
| Cover for pre-existing conditions? | |
| ✓ | ✓ |
| No compulsory excess? | |
| ✓ | ✗ |
| No compulsory co-payments for older pets? | |
| ✓ | 20% (from age 9) |
| Tailor limits per pet on a multi-pet policy | |
| ✓ | ✓ |
| Dental treatment for accidents? | |
| ✓ | ✓ |
| Behavioural treatment and complementary therapy? | |
| ✓ | ✓ |
| Maximum vet fees | |
|---|---|
| £15k per year | £12k per year |
| Cover for pre-existing conditions? | |
| ✓ | ✗ |
| No compulsory excess? | |
| ✓ | ✗ |
| No compulsory co-payments for older pets? | |
| ✓ | 20% (from age 7) |
| Tailor limits per pet on a multi-pet policy | |
| ✓ | ✓ |
| Dental treatment for accidents? | |
| ✓ | ✓ |
| Behavioural treatment and complementary therapy? | |
| ✓ | ✓ |
| Maximum vet fees | |
|---|---|
| £15k per year | £20k per year£20k per year |
| Cover for pre-existing conditions? | |
| ✓ | ✗ |
| No compulsory excess? | |
| ✓ | ✗ |
| No compulsory co-payments for older pets? | |
| ✓ | Min. 10% (from any age) |
| Tailor limits per pet on a multi-pet policy | |
| ✓ | ✓ |
| Dental treatment for accidents? | |
| ✓ | ✓ |
| Behavioural treatment and complementary therapy? | |
| ✓ | ✓ |
†For Lifetime policies only – details correct as of 10 September 2024 via competitor websites. Competitor products are subject to their own T&Cs and can have different limits and requirements for cats versus dogs at different ages. For full details, please check the relevant policy wording.
For full details of Petgevity pet insurance, please read our policy wording.
*Cover for pre-existing medical conditions is subject to acceptance. They will not be covered unless you have declared them and they are shown on your Confirmation of Cover.
**Illnesses and symptoms won’t be covered in the first 14 days and accidents won’t be covered in the first 2 days of the policy. This is unless you are switching from another lifetime pet insurance product with no break in cover and the claim you want to make would have been covered by your previous policy. Other exclusions may apply to other sections.